North Dallas Bank & Trust Co.

BankDallas, Texas
www.ndbt.com

Total Assets

$1.9B

Total Deposits

$1.6B

Branches

6

Established

1961

TFS Health Grade

$
D-

62.4 / 100

Below average financial health

How we grade

North Dallas Bank & Trust Co. is a bank headquartered in Dallas, Texas, established in 1961. With $1.9B in total assets and 6 branch locations, it has a TFS Financial Health Grade of D- (62.4/100).

Capital & Safety

Tier 1 Capital Ratio
9.74%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.05%

Profitability

Return on Assets (ROA)
0.46%(1%)
Return on Equity (ROE)
4.87%(10%)
Net Interest Margin
2.35%
Efficiency Ratio
77.49%(60%)

Lending & Liquidity

Total Loans
$1.3B
Loan-to-Deposit Ratio
78.77%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
-2.08%
Deposit Growth (YoY)
-1.67%
Net Income
$8.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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