Harmony Bank

BankDallas, Texas
www.harmony.bank

Total Assets

$837.9M

Total Deposits

$692.8M

Branches

11

Established

2005

TFS Health Grade

$
C+

79.3 / 100

Average financial health

How we grade

Harmony Bank is a bank headquartered in Dallas, Texas, established in 2005. With $837.9M in total assets and 11 branch locations, it has a TFS Financial Health Grade of C+ (79.3/100).

Capital & Safety

Tier 1 Capital Ratio
12.06%(8%)
Total Capital Ratio
16.22%(10%)
Non-Performing Loan Ratio
0.11%

Profitability

Return on Assets (ROA)
1.00%(1%)
Return on Equity (ROE)
6.62%(10%)
Net Interest Margin
4.89%
Efficiency Ratio
61.00%(60%)

Lending & Liquidity

Total Loans
$593.7M
Loan-to-Deposit Ratio
84.65%
Net Charge-Off Ratio
0.27%

Growth

Asset Growth (YoY)
+6.80%
Deposit Growth (YoY)
+5.11%
Net Income
$8.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Texas