American Bank, National Association

BankDallas, Texas
abdallas.bank

Total Assets

$700.0M

Total Deposits

$592.5M

Branches

3

Established

1974

TFS Health Grade

$
D

65.3 / 100

Below average financial health

How we grade

American Bank, National Association is a bank headquartered in Dallas, Texas, established in 1974. With $700.0M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D (65.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.61%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.19%

Profitability

Return on Assets (ROA)
1.64%(1%)
Return on Equity (ROE)
15.40%(10%)
Net Interest Margin
5.09%
Efficiency Ratio
35.51%(60%)

Lending & Liquidity

Total Loans
$527.9M
Loan-to-Deposit Ratio
87.86%
Net Charge-Off Ratio
1.13%

Growth

Asset Growth (YoY)
+25.61%
Deposit Growth (YoY)
+29.99%
Net Income
$10.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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