What is First Century Bank's financial health grade?

First Century Bank has a TFS Financial Health Grade of B+ (score: 83.9/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Century Bank have?

First Century Bank has 11 branch locations across the United States.

Is First Century Bank FDIC insured?

Yes, First Century Bank is FDIC insured (Certificate #1700).

What are the total assets of First Century Bank?

First Century Bank has total assets of $761.3M as reported in its most recent FDIC filing.

First Century Bank: Safety Grade & Financial Health

BankTazewell, Tennessee

http://www.firstcenturybank.com

Total Assets

$761.3M

Total Deposits

$682.0M

Branches

Established

1899

First Century Bank is a bank headquartered in Tazewell, Tennessee, established in 1899. It holds $761.3M in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First Century Bank earns a TFS Financial Health Grade of B+ (83.9/100) — our editorial assessment, not an official rating or financial advice.

TFS Health Grade

B+

83.9 / 100

Good financial health

How we grade

TFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.

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Capital & Safety

Tier 1 Capital Ratio

9.03%(8%)

Total Capital Ratio

13.33%(10%)

Non-Performing Loan Ratio

0.04%

Profitability

Return on Assets (ROA)

1.37%(1%)

Return on Equity (ROE)

15.73%(10%)

Net Interest Margin

4.02%

Efficiency Ratio

53.86%(60%)

Lending & Liquidity

Total Loans

$669.8M

Loan-to-Deposit Ratio

97.19%

Net Charge-Off Ratio

Other banks in Tennessee

First Horizon Bank

Bank

Memphis, TN

$83.6B

Pinnacle Bank

Bank

Nashville, TN

$57.6B

B+

FirstBank

Bank

Nashville, TN

$16.3B

C+

EASTMAN

Kingsport, TN

Branch	Address	City	State	Type
First Century BankHQ	1780 N Broad St	Tazewell	TN	11
First Century Bank	6946 Cumberland Gap Pkwy	Harrogate	TN	11
First Century Bank	419 Erin Drive	Knoxville	TN	11
First Century Bank	625 Market St	Knoxville	TN	11
First Century Bank	1522 W Broadway Ave	Maryville	TN	11
First Century Bank	2969 Maynardville Hwy	Maynardville	TN	11
First Century Bank	301 N Broad St	New Tazewell	TN	11
First Century Bank	951 North Broard Street	New Tazewell	TN	24
First Century Bank	600 E Emory Rd	Powell	TN	11
First Century Bank	108 Main Street	Sneedville	TN	11
First Century Bank	1771 N Broad St	Tazewell	TN	23

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Institution Details

Institution TypeBank

FDIC Certificate #1700

Primary RegulatorFDIC

FDIC/NCUA InsuredYes

Data sourced from FDIC / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.

First Century Bank: Safety Grade & Financial Health

Capital & Safety

Profitability

Lending & Liquidity

Other banks in Tennessee

First Horizon Bank

Pinnacle Bank

FirstBank

EASTMAN

Growth

Institution Details

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