Wilson Bank and Trust

BankLebanon, Tennessee
www.wilsonbank.com

Total Assets

$5.9B

Total Deposits

$5.3B

Branches

32

Established

1987

TFS Health Grade

$
C+

78.5 / 100

Average financial health

How we grade

Wilson Bank and Trust is a bank headquartered in Lebanon, Tennessee, established in 1987. With $5.9B in total assets and 32 branch locations, it has a TFS Financial Health Grade of C+ (78.5/100).

Capital & Safety

Tier 1 Capital Ratio
10.57%(8%)
Total Capital Ratio
15.56%(10%)
Non-Performing Loan Ratio
0.65%

Profitability

Return on Assets (ROA)
1.38%(1%)
Return on Equity (ROE)
14.76%(10%)
Net Interest Margin
3.62%
Efficiency Ratio
53.63%(60%)

Lending & Liquidity

Total Loans
$4.4B
Loan-to-Deposit Ratio
81.84%
Net Charge-Off Ratio
0.04%

Growth

Asset Growth (YoY)
+9.71%
Deposit Growth (YoY)
+8.50%
Net Income
$77.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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