Thread Bank

BankRogersville, Tennessee
www.thread.bank

Total Assets

$953.6M

Total Deposits

$845.6M

Branches

3

Established

1906

TFS Health Grade

$
D-

61.0 / 100

Below average financial health

How we grade

Thread Bank is a bank headquartered in Rogersville, Tennessee, established in 1906. With $953.6M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D- (61.0/100).

Capital & Safety

Tier 1 Capital Ratio
11.26%(8%)
Total Capital Ratio
27.66%(10%)
Non-Performing Loan Ratio
0.16%

Profitability

Return on Assets (ROA)
0.42%(1%)
Return on Equity (ROE)
4.90%(10%)
Net Interest Margin
2.92%
Efficiency Ratio
75.66%(60%)

Lending & Liquidity

Total Loans
$368.8M
Loan-to-Deposit Ratio
43.12%
Net Charge-Off Ratio
1.24%

Growth

Asset Growth (YoY)
+24.10%
Deposit Growth (YoY)
+21.03%
Net Income
$3.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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