What is First National Bank of Pulaski's financial health grade?

First National Bank of Pulaski has a TFS Financial Health Grade of C- (score: 71.2/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First National Bank of Pulaski have?

First National Bank of Pulaski has 14 branch locations across the United States.

Is First National Bank of Pulaski FDIC insured?

Yes, First National Bank of Pulaski is FDIC insured (Certificate #15572).

What are the total assets of First National Bank of Pulaski?

First National Bank of Pulaski has total assets of $1.5B as reported in its most recent FDIC filing.

First National Bank of Pulaski

BankPulaski, Tennessee

www.fnbforyou.com

Total Assets

$1.5B

Total Deposits

$1.3B

Branches

Established

1938

TFS Health Grade

C-

71.2 / 100

Average financial health

How we grade

First National Bank of Pulaski is a bank headquartered in Pulaski, Tennessee, established in 1938. With $1.5B in total assets and 14 branch locations, it has a TFS Financial Health Grade of C- (71.2/100).

Capital & Safety

Tier 1 Capital Ratio

10.93%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.18%

Profitability

Return on Assets (ROA)

1.29%(1%)

Return on Equity (ROE)

14.03%(10%)

Net Interest Margin

3.72%

Efficiency Ratio

53.68%(60%)

Lending & Liquidity

Total Loans

$1.0B

Loan-to-Deposit Ratio

74.49%

Net Charge-Off Ratio

0.13%

Growth

Asset Growth (YoY)

+7.06%

Deposit Growth (YoY)

+6.04%

Net Income

$18.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First National Bank of PulaskiHQ	206 S 1st St	Pulaski	TN	11
First National Bank of Pulaski	1880 Us Highway 72 E	Athens	AL	11
First National Bank of Pulaski	321 S Jefferson St	Athens	AL	11
First National Bank of Pulaski	1645 Derenda Avenue Sw, Suite E	Cullman	AL	11
First National Bank of Pulaski	2101 Clinton Ave W	Huntsville	AL	11
First National Bank of Pulaski	503 Town Madison Blvd	Madison	AL	11
First National Bank of Pulaski	26591 Main St	Ardmore	TN	11
First National Bank of Pulaski	405 College St W	Fayetteville	TN	11
First National Bank of Pulaski	2850 Huntsville Hwy	Fayetteville	TN	11
First National Bank of Pulaski	1190 N Ellington Pkwy	Lewisburg	TN	11
First National Bank of Pulaski	159 Mill St	Lynnville	TN	11
First National Bank of Pulaski	100 Bennett Dr	Pulaski	TN	11
First National Bank of Pulaski	218 W Flower St	Pulaski	TN	24
First National Bank of Pulaski	820 Mill St	Pulaski	TN	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.