What is The Farmers Bank's financial health grade?

The Farmers Bank has a TFS Financial Health Grade of B (score: 86.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Farmers Bank have?

The Farmers Bank has 11 branch locations across the United States.

Is The Farmers Bank FDIC insured?

Yes, The Farmers Bank is FDIC insured (Certificate #1696).

What are the total assets of The Farmers Bank?

The Farmers Bank has total assets of $933.6M as reported in its most recent FDIC filing.

The Farmers Bank

BankPortland, Tennessee

www.thefarmersbank.net

Total Assets

$933.6M

Total Deposits

$796.6M

Branches

Established

1912

TFS Health Grade

86.0 / 100

Good financial health

How we grade

The Farmers Bank is a bank headquartered in Portland, Tennessee, established in 1912. With $933.6M in total assets and 10 branch locations, it has a TFS Financial Health Grade of B (86.0/100).

Capital & Safety

Tier 1 Capital Ratio

14.93%(8%)

Total Capital Ratio

21.38%(10%)

Non-Performing Loan Ratio

0.49%

Profitability

Return on Assets (ROA)

1.66%(1%)

Return on Equity (ROE)

12.96%(10%)

Net Interest Margin

4.80%

Efficiency Ratio

55.60%(60%)

Lending & Liquidity

Total Loans

$613.2M

Loan-to-Deposit Ratio

75.98%

Net Charge-Off Ratio

0.07%

Growth

Asset Growth (YoY)

+5.40%

Deposit Growth (YoY)

+3.70%

Net Income

$14.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Farmers BankHQ	120 Village Dr	Portland	TN	11
The Farmers Bank	7836 Highway 25 E	Cross Plains	TN	11
The Farmers Bank	1250 Louisville Hwy	Goodlettsville	TN	11
The Farmers Bank	197 Indian Lake Blvd	Hendersonville	TN	11
The Farmers Bank	1765 Hwy 41 South	Ridgetop	TN	11
The Farmers Bank	3490 Tom Austin Hwy	Springfield	TN	11
The Farmers Bank	1203 Memorial Blvd	Springfield	TN	11
The Farmers Bank	5804 Austin Peay Hwy	Westmoreland	TN	11
The Farmers Bank	2787 Highway 31 W	White House	TN	11
The Farmers Bank	515 Highway 76	White House	TN	11
The Farmers Bank	2952 Highway 31 W	White House	TN	24

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.