First Farmers & Commercial Bank

BankPikeville, Tennessee
www.ffandcb.com

Total Assets

$220.6M

Total Deposits

$197.5M

Branches

4

Established

1913

TFS Health Grade

$
C

74.3 / 100

Average financial health

How we grade

First Farmers & Commercial Bank is a bank headquartered in Pikeville, Tennessee, established in 1913. With $220.6M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (74.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.76%(8%)
Total Capital Ratio
15.87%(10%)
Non-Performing Loan Ratio
0.29%

Profitability

Return on Assets (ROA)
0.83%(1%)
Return on Equity (ROE)
8.73%(10%)
Net Interest Margin
4.06%
Efficiency Ratio
72.08%(60%)

Lending & Liquidity

Total Loans
$167.2M
Loan-to-Deposit Ratio
83.45%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+0.72%
Deposit Growth (YoY)
-0.04%
Net Income
$1.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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