The First National Bank of Oneida

BankOneida, Tennessee
www.fnboneida.com

Total Assets

$357.5M

Total Deposits

$319.3M

Branches

4

Established

1904

TFS Health Grade

$
B-

80.2 / 100

Good financial health

How we grade

The First National Bank of Oneida is a bank headquartered in Oneida, Tennessee, established in 1904. With $357.5M in total assets and 4 branch locations, it has a TFS Financial Health Grade of B- (80.2/100).

Capital & Safety

Tier 1 Capital Ratio
10.98%(8%)
Total Capital Ratio
19.88%(10%)
Non-Performing Loan Ratio
0.86%

Profitability

Return on Assets (ROA)
1.76%(1%)
Return on Equity (ROE)
19.69%(10%)
Net Interest Margin
4.47%
Efficiency Ratio
55.77%(60%)

Lending & Liquidity

Total Loans
$217.8M
Loan-to-Deposit Ratio
66.35%
Net Charge-Off Ratio
0.12%

Growth

Asset Growth (YoY)
+9.14%
Deposit Growth (YoY)
+7.98%
Net Income
$6.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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