Financial Federal Bank

BankMemphis, Tennessee
www.finfedmem.com

Total Assets

$1.1B

Total Deposits

$873.7M

Branches

1

Established

1973

TFS Health Grade

$
F

55.3 / 100

Poor financial health

How we grade

Financial Federal Bank is a bank headquartered in Memphis, Tennessee, established in 1973. With $1.1B in total assets and 1 branch locations, it has a TFS Financial Health Grade of F (55.3/100).

Capital & Safety

Tier 1 Capital Ratio
9.73%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.23%

Profitability

Return on Assets (ROA)
0.73%(1%)
Return on Equity (ROE)
7.46%(10%)
Net Interest Margin
2.26%
Efficiency Ratio
62.92%(60%)

Lending & Liquidity

Total Loans
$1.1B
Loan-to-Deposit Ratio
119.56%
Net Charge-Off Ratio
0.20%

Growth

Asset Growth (YoY)
+3.19%
Deposit Growth (YoY)
+9.71%
Net Income
$7.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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