Bank3

BankMemphis, Tennessee
www.bank3.com

Total Assets

$494.9M

Total Deposits

$417.2M

Branches

6

Established

1910

TFS Health Grade

$
D+

67.8 / 100

Below average financial health

How we grade

Bank3 is a bank headquartered in Memphis, Tennessee, established in 1910. With $494.9M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D+ (67.8/100).

Capital & Safety

Tier 1 Capital Ratio
11.03%(8%)
Total Capital Ratio
12.60%(10%)
Non-Performing Loan Ratio
0.14%

Profitability

Return on Assets (ROA)
0.22%(1%)
Return on Equity (ROE)
1.98%(10%)
Net Interest Margin
2.97%
Efficiency Ratio
87.14%(60%)

Lending & Liquidity

Total Loans
$416.0M
Loan-to-Deposit Ratio
98.68%
Net Charge-Off Ratio
0.17%

Growth

Asset Growth (YoY)
+13.74%
Deposit Growth (YoY)
+14.78%
Net Income
$1.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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