First Freedom Bank

BankLebanon, Tennessee
www.firstfreedombank.com

Total Assets

$777.4M

Total Deposits

$666.1M

Branches

6

Established

2006

TFS Health Grade

$
C-

70.4 / 100

Average financial health

How we grade

First Freedom Bank is a bank headquartered in Lebanon, Tennessee, established in 2006. With $777.4M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C- (70.4/100).

Capital & Safety

Tier 1 Capital Ratio
12.33%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.09%

Profitability

Return on Assets (ROA)
1.47%(1%)
Return on Equity (ROE)
13.01%(10%)
Net Interest Margin
3.91%
Efficiency Ratio
49.54%(60%)

Lending & Liquidity

Total Loans
$649.2M
Loan-to-Deposit Ratio
96.37%
Net Charge-Off Ratio
0.15%

Growth

Asset Growth (YoY)
+1.00%
Deposit Growth (YoY)
-2.37%
Net Income
$11.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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