Peoples Bank of the South

BankLa Follette, Tennessee
www.peoplesbanksouth.com

Total Assets

$227.4M

Total Deposits

$185.2M

Branches

3

Established

1917

TFS Health Grade

$
B-

80.5 / 100

Good financial health

How we grade

Peoples Bank of the South is a bank headquartered in La Follette, Tennessee, established in 1917. With $227.4M in total assets and 3 branch locations, it has a TFS Financial Health Grade of B- (80.5/100).

Capital & Safety

Tier 1 Capital Ratio
12.06%(8%)
Total Capital Ratio
16.67%(10%)
Non-Performing Loan Ratio
0.53%

Profitability

Return on Assets (ROA)
2.68%(1%)
Return on Equity (ROE)
23.99%(10%)
Net Interest Margin
5.53%
Efficiency Ratio
48.40%(60%)

Lending & Liquidity

Total Loans
$195.7M
Loan-to-Deposit Ratio
104.59%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+2.56%
Deposit Growth (YoY)
+2.01%
Net Income
$6.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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