First Peoples Bank of Tennessee

BankJefferson City, Tennessee
http://www.firstpeoplesbank.net

Total Assets

$228.0M

Total Deposits

$196.9M

Branches

5

Established

1975

TFS Health Grade

$
C

76.5 / 100

Average financial health

How we grade

First Peoples Bank of Tennessee is a bank headquartered in Jefferson City, Tennessee, established in 1975. With $228.0M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C (76.5/100).

Capital & Safety

Tier 1 Capital Ratio
11.37%(8%)
Total Capital Ratio
15.44%(10%)
Non-Performing Loan Ratio
0.09%

Profitability

Return on Assets (ROA)
0.71%(1%)
Return on Equity (ROE)
8.00%(10%)
Net Interest Margin
3.84%
Efficiency Ratio
71.80%(60%)

Lending & Liquidity

Total Loans
$148.5M
Loan-to-Deposit Ratio
74.17%
Net Charge-Off Ratio
-0.00%

Growth

Asset Growth (YoY)
+5.67%
Deposit Growth (YoY)
+3.21%
Net Income
$1.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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