Tower Community Bank

BankJasper, Tennessee
www.towercommunitybank.com

Total Assets

$382.4M

Total Deposits

$336.9M

Branches

11

Established

1970

TFS Health Grade

$
D

66.0 / 100

Below average financial health

How we grade

Tower Community Bank is a bank headquartered in Jasper, Tennessee, established in 1970. With $382.4M in total assets and 11 branch locations, it has a TFS Financial Health Grade of D (66.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.74%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.26%

Profitability

Return on Assets (ROA)
0.80%(1%)
Return on Equity (ROE)
7.96%(10%)
Net Interest Margin
4.51%
Efficiency Ratio
71.16%(60%)

Lending & Liquidity

Total Loans
$293.0M
Loan-to-Deposit Ratio
86.07%
Net Charge-Off Ratio
0.29%

Growth

Asset Growth (YoY)
-1.32%
Deposit Growth (YoY)
-0.66%
Net Income
$3.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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