Carroll Bank and Trust

BankHuntingdon, Tennessee
www.carrollbank.com

Total Assets

$649.0M

Total Deposits

$595.0M

Branches

9

Established

1907

TFS Health Grade

$
C-

71.3 / 100

Average financial health

How we grade

Carroll Bank and Trust is a bank headquartered in Huntingdon, Tennessee, established in 1907. With $649.0M in total assets and 9 branch locations, it has a TFS Financial Health Grade of C- (71.3/100).

Capital & Safety

Tier 1 Capital Ratio
8.29%(8%)
Total Capital Ratio
12.65%(10%)
Non-Performing Loan Ratio
1.00%

Profitability

Return on Assets (ROA)
0.97%(1%)
Return on Equity (ROE)
13.24%(10%)
Net Interest Margin
3.90%
Efficiency Ratio
69.79%(60%)

Lending & Liquidity

Total Loans
$475.4M
Loan-to-Deposit Ratio
79.27%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+18.18%
Deposit Growth (YoY)
+18.10%
Net Income
$5.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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