Lineage Bank

BankFranklin, Tennessee
http://www.lineagebank.com

Total Assets

$163.5M

Total Deposits

$154.3M

Branches

3

Established

1927

TFS Health Grade

$
F

45.0 / 100

Poor financial health

How we grade

Lineage Bank is a bank headquartered in Franklin, Tennessee, established in 1927. With $163.5M in total assets and 3 branch locations, it has a TFS Financial Health Grade of F (45.0/100).

Capital & Safety

Tier 1 Capital Ratio
6.39%(8%)
Total Capital Ratio
9.95%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
-4.10%(1%)
Return on Equity (ROE)
-83.60%(10%)
Net Interest Margin
1.97%
Efficiency Ratio
236.29%(60%)

Lending & Liquidity

Total Loans
$107.9M
Loan-to-Deposit Ratio
69.17%
Net Charge-Off Ratio
1.45%

Growth

Asset Growth (YoY)
-26.61%
Deposit Growth (YoY)
-24.12%
Net Income
$-7,835,000

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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