Bank of Lincoln County

BankFayetteville, Tennessee
http://www.bolconline.com

Total Assets

$220.4M

Total Deposits

$191.0M

Branches

3

Established

2002

TFS Health Grade

$
C

73.5 / 100

Average financial health

How we grade

Bank of Lincoln County is a bank headquartered in Fayetteville, Tennessee, established in 2002. With $220.4M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C (73.5/100).

Capital & Safety

Tier 1 Capital Ratio
12.98%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.79%(1%)
Return on Equity (ROE)
15.17%(10%)
Net Interest Margin
5.05%
Efficiency Ratio
52.92%(60%)

Lending & Liquidity

Total Loans
$164.6M
Loan-to-Deposit Ratio
85.37%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+1.13%
Deposit Growth (YoY)
+0.03%
Net Income
$3.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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