Traditions First Bank

BankErin, Tennessee
http://www.traditionsfirst.com

Total Assets

$322.6M

Total Deposits

$285.1M

Branches

5

Established

2000

TFS Health Grade

$
D+

67.1 / 100

Below average financial health

How we grade

Traditions First Bank is a bank headquartered in Erin, Tennessee, established in 2000. With $322.6M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D+ (67.1/100).

Capital & Safety

Tier 1 Capital Ratio
9.78%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
0.82%(1%)
Return on Equity (ROE)
9.05%(10%)
Net Interest Margin
3.69%
Efficiency Ratio
69.54%(60%)

Lending & Liquidity

Total Loans
$254.0M
Loan-to-Deposit Ratio
88.45%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
+2.23%
Deposit Growth (YoY)
+2.12%
Net Income
$2.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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