Mountain Valley Bank

BankDunlap, Tennessee
www.mtnvalleybankonline.com

Total Assets

$259.6M

Total Deposits

$204.2M

Branches

7

Established

1905

TFS Health Grade

$
D

66.7 / 100

Below average financial health

How we grade

Mountain Valley Bank is a bank headquartered in Dunlap, Tennessee, established in 1905. With $259.6M in total assets and 7 branch locations, it has a TFS Financial Health Grade of D (66.7/100).

Capital & Safety

Tier 1 Capital Ratio
9.60%(8%)
Total Capital Ratio
15.44%(10%)
Non-Performing Loan Ratio
1.27%

Profitability

Return on Assets (ROA)
0.54%(1%)
Return on Equity (ROE)
6.03%(10%)
Net Interest Margin
3.75%
Efficiency Ratio
85.05%(60%)

Lending & Liquidity

Total Loans
$206.6M
Loan-to-Deposit Ratio
100.29%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+1.55%
Deposit Growth (YoY)
+1.04%
Net Income
$1.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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