Citizens Tri-County Bank

BankDunlap, Tennessee
www.ctcbonline.com

Total Assets

$1.6B

Total Deposits

$1.4B

Branches

24

Established

1972

TFS Health Grade

$
C-

70.9 / 100

Average financial health

How we grade

Citizens Tri-County Bank is a bank headquartered in Dunlap, Tennessee, established in 1972. With $1.6B in total assets and 24 branch locations, it has a TFS Financial Health Grade of C- (70.9/100).

Capital & Safety

Tier 1 Capital Ratio
9.05%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.48%

Profitability

Return on Assets (ROA)
1.85%(1%)
Return on Equity (ROE)
22.17%(10%)
Net Interest Margin
3.78%
Efficiency Ratio
54.60%(60%)

Lending & Liquidity

Total Loans
$1.1B
Loan-to-Deposit Ratio
73.27%
Net Charge-Off Ratio
0.03%

Growth

Asset Growth (YoY)
+7.39%
Deposit Growth (YoY)
+6.92%
Net Income
$28.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Tennessee