Decatur County Bank

BankDecaturville, Tennessee
www.decaturcountybank.com

Total Assets

$317.2M

Total Deposits

$286.2M

Branches

5

Established

1899

TFS Health Grade

$
C-

72.0 / 100

Average financial health

How we grade

Decatur County Bank is a bank headquartered in Decaturville, Tennessee, established in 1899. With $317.2M in total assets and 5 branch locations, it has a TFS Financial Health Grade of C- (72.0/100).

Capital & Safety

Tier 1 Capital Ratio
9.20%(8%)
Total Capital Ratio
12.00%(10%)
Non-Performing Loan Ratio
0.24%

Profitability

Return on Assets (ROA)
0.79%(1%)
Return on Equity (ROE)
10.60%(10%)
Net Interest Margin
4.07%
Efficiency Ratio
78.82%(60%)

Lending & Liquidity

Total Loans
$260.4M
Loan-to-Deposit Ratio
90.10%
Net Charge-Off Ratio
-0.01%

Growth

Asset Growth (YoY)
+10.12%
Deposit Growth (YoY)
+9.08%
Net Income
$2.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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