Peoples Bank

BankClifton, Tennessee
pbbanking.com

Total Assets

$410.7M

Total Deposits

$357.1M

Branches

5

Established

1890

TFS Health Grade

$
B-

82.7 / 100

Good financial health

How we grade

Peoples Bank is a bank headquartered in Clifton, Tennessee, established in 1890. With $410.7M in total assets and 5 branch locations, it has a TFS Financial Health Grade of B- (82.7/100).

Capital & Safety

Tier 1 Capital Ratio
12.99%(8%)
Total Capital Ratio
16.88%(10%)
Non-Performing Loan Ratio
0.39%

Profitability

Return on Assets (ROA)
1.55%(1%)
Return on Equity (ROE)
12.69%(10%)
Net Interest Margin
5.14%
Efficiency Ratio
58.09%(60%)

Lending & Liquidity

Total Loans
$305.9M
Loan-to-Deposit Ratio
84.80%
Net Charge-Off Ratio
0.24%

Growth

Asset Growth (YoY)
+3.62%
Deposit Growth (YoY)
+4.14%
Net Income
$6.2M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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