INSOUTH Bank

BankBrownsville, Tennessee
www.insouth.com

Total Assets

$572.7M

Total Deposits

$499.3M

Branches

7

Established

1869

TFS Health Grade

$
D+

67.5 / 100

Below average financial health

How we grade

INSOUTH Bank is a bank headquartered in Brownsville, Tennessee, established in 1869. With $572.7M in total assets and 7 branch locations, it has a TFS Financial Health Grade of D+ (67.5/100).

Capital & Safety

Tier 1 Capital Ratio
8.53%(8%)
Total Capital Ratio
11.12%(10%)
Non-Performing Loan Ratio
1.95%

Profitability

Return on Assets (ROA)
0.89%(1%)
Return on Equity (ROE)
11.44%(10%)
Net Interest Margin
4.43%
Efficiency Ratio
78.14%(60%)

Lending & Liquidity

Total Loans
$447.6M
Loan-to-Deposit Ratio
88.63%
Net Charge-Off Ratio
0.16%

Growth

Asset Growth (YoY)
+7.82%
Deposit Growth (YoY)
+4.78%
Net Income
$4.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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