OPTUS Bank

BankColumbia, South Carolina
www.optus.bank

Total Assets

$777.9M

Total Deposits

$675.4M

Branches

2

Established

1999

TFS Health Grade

$
D+

68.7 / 100

Below average financial health

How we grade

OPTUS Bank is a bank headquartered in Columbia, South Carolina, established in 1999. With $777.9M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D+ (68.7/100).

Capital & Safety

Tier 1 Capital Ratio
12.41%(8%)
Total Capital Ratio
19.26%(10%)
Non-Performing Loan Ratio
4.54%

Profitability

Return on Assets (ROA)
1.11%(1%)
Return on Equity (ROE)
9.29%(10%)
Net Interest Margin
3.05%
Efficiency Ratio
52.34%(60%)

Lending & Liquidity

Total Loans
$449.9M
Loan-to-Deposit Ratio
66.29%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
+17.40%
Deposit Growth (YoY)
+24.01%
Net Income
$8.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in South Carolina