The Washington Trust Company, of Westerly

BankWesterly, Rhode Island
www.washtrust.com

Total Assets

$6.6B

Total Deposits

$5.3B

Branches

30

Established

1800

TFS Health Grade

$
D+

67.1 / 100

Below average financial health

How we grade

The Washington Trust Company, of Westerly is a bank headquartered in Westerly, Rhode Island, established in 1800. With $6.6B in total assets and 30 branch locations, it has a TFS Financial Health Grade of D+ (67.1/100).

Capital & Safety

Tier 1 Capital Ratio
8.53%(8%)
Total Capital Ratio
12.79%(10%)
Non-Performing Loan Ratio
0.25%

Profitability

Return on Assets (ROA)
0.80%(1%)
Return on Equity (ROE)
9.93%(10%)
Net Interest Margin
2.48%
Efficiency Ratio
65.63%(60%)

Lending & Liquidity

Total Loans
$5.2B
Loan-to-Deposit Ratio
97.28%
Net Charge-Off Ratio
0.27%

Growth

Asset Growth (YoY)
-4.49%
Deposit Growth (YoY)
+3.03%
Net Income
$53.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Rhode Island