What is Washington Financial Bank's financial health grade?

Washington Financial Bank has a TFS Financial Health Grade of D (score: 65.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Washington Financial Bank have?

Washington Financial Bank has 10 branch locations across the United States.

Is Washington Financial Bank FDIC insured?

Yes, Washington Financial Bank is FDIC insured (Certificate #29520).

What are the total assets of Washington Financial Bank?

Washington Financial Bank has total assets of $1.5B as reported in its most recent FDIC filing.

Washington Financial Bank

BankWashington, Pennsylvania

www.washfin.bank

Total Assets

$1.5B

Total Deposits

$1.3B

Branches

Established

1899

TFS Health Grade

65.0 / 100

Below average financial health

How we grade

Washington Financial Bank is a bank headquartered in Washington, Pennsylvania, established in 1899. With $1.5B in total assets and 10 branch locations, it has a TFS Financial Health Grade of D (65.0/100).

Capital & Safety

Tier 1 Capital Ratio

13.72%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.62%

Profitability

Return on Assets (ROA)

0.32%(1%)

Return on Equity (ROE)

2.52%(10%)

Net Interest Margin

3.12%

Efficiency Ratio

69.47%(60%)

Lending & Liquidity

Total Loans

$1.1B

Loan-to-Deposit Ratio

84.90%

Net Charge-Off Ratio

0.01%

Growth

Asset Growth (YoY)

-1.71%

Deposit Growth (YoY)

-3.41%

Net Income

$4.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Washington Financial BankHQ	77 S Main St	Washington	PA	11
Washington Financial Bank	173 Millers Run Rd	Bridgeville	PA	11
Washington Financial Bank	160 E Pike St	Canonsburg	PA	11
Washington Financial Bank	3576 Sheridan Ave	Finleyville	PA	11
Washington Financial Bank	220 Main St	Hickory	PA	11
Washington Financial Bank	3616 Washington Rd	Mcmurray	PA	11
Washington Financial Bank	430 Valley Brook Rd	Mc Murray	PA	11
Washington Financial Bank	98 E Wylie Ave	Washington	PA	11
Washington Financial Bank	255 Murtland Avenue	Washington	PA	11
Washington Financial Bank	1500 W Chestnut St	Washington	PA	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.