Sovereign Bank

BankShawnee, Oklahoma
WWW.BANKSOVEREIGN.COM

Total Assets

$1.4B

Total Deposits

$1.1B

Branches

9

Established

1984

TFS Health Grade

$
D+

68.6 / 100

Below average financial health

How we grade

Sovereign Bank is a bank headquartered in Shawnee, Oklahoma, established in 1984. With $1.4B in total assets and 9 branch locations, it has a TFS Financial Health Grade of D+ (68.6/100).

Capital & Safety

Tier 1 Capital Ratio
10.81%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.03%

Profitability

Return on Assets (ROA)
0.77%(1%)
Return on Equity (ROE)
6.98%(10%)
Net Interest Margin
4.29%
Efficiency Ratio
75.50%(60%)

Lending & Liquidity

Total Loans
$1.1B
Loan-to-Deposit Ratio
93.93%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+13.06%
Deposit Growth (YoY)
+8.81%
Net Income
$9.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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