The First National Bank and Trust Company of Miami

BankMiami, Oklahoma
www.fnbmiami.com

Total Assets

$207.1M

Total Deposits

$179.6M

Branches

3

Established

1900

TFS Health Grade

$
D+

67.9 / 100

Below average financial health

How we grade

The First National Bank and Trust Company of Miami is a bank headquartered in Miami, Oklahoma, established in 1900. With $207.1M in total assets and 3 branch locations, it has a TFS Financial Health Grade of D+ (67.9/100).

Capital & Safety

Tier 1 Capital Ratio
12.40%(8%)
Total Capital Ratio
0.00%(10%)
Non-Performing Loan Ratio
0.79%

Profitability

Return on Assets (ROA)
1.03%(1%)
Return on Equity (ROE)
8.28%(10%)
Net Interest Margin
5.92%
Efficiency Ratio
78.33%(60%)

Lending & Liquidity

Total Loans
$130.7M
Loan-to-Deposit Ratio
71.91%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+2.52%
Deposit Growth (YoY)
+2.21%
Net Income
$2.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in Oklahoma