First National Bank & Trust Company of McAlester

BankMcalester, Oklahoma
www.fnbmcalester.com

Total Assets

$564.0M

Total Deposits

$492.5M

Branches

6

Established

1896

TFS Health Grade

$
C

76.7 / 100

Average financial health

How we grade

First National Bank & Trust Company of McAlester is a bank headquartered in Mcalester, Oklahoma, established in 1896. With $564.0M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (76.7/100).

Capital & Safety

Tier 1 Capital Ratio
10.99%(8%)
Total Capital Ratio
17.47%(10%)
Non-Performing Loan Ratio
1.55%

Profitability

Return on Assets (ROA)
1.58%(1%)
Return on Equity (ROE)
14.62%(10%)
Net Interest Margin
3.85%
Efficiency Ratio
57.44%(60%)

Lending & Liquidity

Total Loans
$350.0M
Loan-to-Deposit Ratio
70.11%
Net Charge-Off Ratio
0.18%

Growth

Asset Growth (YoY)
+2.59%
Deposit Growth (YoY)
+2.56%
Net Income
$8.9M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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