What is Bank of Western Oklahoma's financial health grade?

Bank of Western Oklahoma has a TFS Financial Health Grade of C (score: 76.1/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Bank of Western Oklahoma have?

Bank of Western Oklahoma has 6 branch locations across the United States.

Is Bank of Western Oklahoma FDIC insured?

Yes, Bank of Western Oklahoma is FDIC insured (Certificate #4087).

What are the total assets of Bank of Western Oklahoma?

Bank of Western Oklahoma has total assets of $463.0M as reported in its most recent FDIC filing.

Bank of Western Oklahoma

BankElk City, Oklahoma

www.bankofwesternoklahoma.com

Total Assets

$463.0M

Total Deposits

$419.6M

Branches

Established

1908

TFS Health Grade

76.1 / 100

Average financial health

How we grade

Bank of Western Oklahoma is a bank headquartered in Elk City, Oklahoma, established in 1908. With $463.0M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C (76.1/100).

Capital & Safety

Tier 1 Capital Ratio

7.82%(8%)

Total Capital Ratio

11.39%(10%)

Non-Performing Loan Ratio

0.30%

Profitability

Return on Assets (ROA)

2.24%(1%)

Return on Equity (ROE)

26.57%(10%)

Net Interest Margin

5.50%

Efficiency Ratio

48.79%(60%)

Lending & Liquidity

Total Loans

$377.7M

Loan-to-Deposit Ratio

89.17%

Net Charge-Off Ratio

0.36%

Growth

Asset Growth (YoY)

+12.51%

Deposit Growth (YoY)

+12.60%

Net Income

$9.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Bank of Western OklahomaHQ	201 E Broadway Ave	Elk City	OK	11
Bank of Western Oklahoma	116 N College St	Cordell	OK	11
Bank of Western Oklahoma	101 W Main St	Geary	OK	11
Bank of Western Oklahoma	300 East Broadway	Vici	OK	11
Bank of Western Oklahoma	115 N Custer St	Weatherford	OK	11
Bank of Western Oklahoma	2805 Williams Ave	Woodward	OK	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.