VALOR BANK

BankEdmond, Oklahoma
valor.bank

Total Assets

$286.6M

Total Deposits

$244.2M

Branches

1

Established

1930

TFS Health Grade

$
C

76.6 / 100

Average financial health

How we grade

VALOR BANK is a bank headquartered in Edmond, Oklahoma, established in 1930. With $286.6M in total assets and 1 branch locations, it has a TFS Financial Health Grade of C (76.6/100).

Capital & Safety

Tier 1 Capital Ratio
9.05%(8%)
Total Capital Ratio
13.14%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
2.16%(1%)
Return on Equity (ROE)
26.11%(10%)
Net Interest Margin
4.53%
Efficiency Ratio
57.43%(60%)

Lending & Liquidity

Total Loans
$250.8M
Loan-to-Deposit Ratio
101.79%
Net Charge-Off Ratio
0.00%

Growth

Asset Growth (YoY)
+6.76%
Deposit Growth (YoY)
+3.21%
Net Income
$6.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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