What is AVB Bank's financial health grade?

AVB Bank has a TFS Financial Health Grade of C (score: 75.9/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does AVB Bank have?

AVB Bank has 4 branch locations across the United States.

Is AVB Bank FDIC insured?

Yes, AVB Bank is FDIC insured (Certificate #2326).

What are the total assets of AVB Bank?

AVB Bank has total assets of $548.0M as reported in its most recent FDIC filing.

AVB Bank

BankBroken Arrow, Oklahoma

www.avb.bank

Total Assets

$548.0M

Total Deposits

$477.5M

Branches

Established

1905

TFS Health Grade

75.9 / 100

Average financial health

How we grade

AVB Bank is a bank headquartered in Broken Arrow, Oklahoma, established in 1905. With $548.0M in total assets and 4 branch locations, it has a TFS Financial Health Grade of C (75.9/100).

Capital & Safety

Tier 1 Capital Ratio

10.10%(8%)

Total Capital Ratio

13.89%(10%)

Non-Performing Loan Ratio

0.44%

Profitability

Return on Assets (ROA)

1.13%(1%)

Return on Equity (ROE)

13.02%(10%)

Net Interest Margin

4.37%

Efficiency Ratio

71.49%(60%)

Lending & Liquidity

Total Loans

$426.0M

Loan-to-Deposit Ratio

87.73%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

+7.50%

Deposit Growth (YoY)

+8.00%

Net Income

$6.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
AVB BankHQ	322 S Main St	Broken Arrow	OK	11
AVB Bank	6401 S Elm Pl	Broken Arrow	OK	11
AVB Bank	2201 N Elm Pl	Broken Arrow	OK	11
AVB Bank	9810 E 51st St	Tulsa	OK	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.