What is American Nation Bank's financial health grade?

American Nation Bank has a TFS Financial Health Grade of C- (score: 71.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does American Nation Bank have?

American Nation Bank has 10 branch locations across the United States.

Is American Nation Bank FDIC insured?

Yes, American Nation Bank is FDIC insured (Certificate #24472).

What are the total assets of American Nation Bank?

American Nation Bank has total assets of $684.1M as reported in its most recent FDIC filing.

American Nation Bank

BankArdmore, Oklahoma

www.bankanb.com

Total Assets

$684.1M

Total Deposits

$565.8M

Branches

Established

1983

TFS Health Grade

C-

71.0 / 100

Average financial health

How we grade

American Nation Bank is a bank headquartered in Ardmore, Oklahoma, established in 1983. With $684.1M in total assets and 10 branch locations, it has a TFS Financial Health Grade of C- (71.0/100).

Capital & Safety

Tier 1 Capital Ratio

10.03%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.04%

Profitability

Return on Assets (ROA)

1.52%(1%)

Return on Equity (ROE)

17.37%(10%)

Net Interest Margin

3.72%

Efficiency Ratio

60.30%(60%)

Lending & Liquidity

Total Loans

$475.3M

Loan-to-Deposit Ratio

82.72%

Net Charge-Off Ratio

0.09%

Growth

Asset Growth (YoY)

+4.97%

Deposit Growth (YoY)

+2.31%

Net Income

$10.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
American Nation BankHQ	1901 N Commerce St	Ardmore	OK	11
American Nation Bank	6295 W Broadway St	Ardmore	OK	11
American Nation Bank	1117 S Commerce St	Ardmore	OK	11
American Nation Bank	205 N Commerce St	Ardmore	OK	11
American Nation Bank	122 Oak Main Ave	Comanche	OK	11
American Nation Bank	3018 W University Blvd	Durant	OK	11
American Nation Bank	1003 Memorial Dr	Marietta	OK	11
American Nation Bank	1251 Us Highway 70a	Wilson	OK	11
American Nation Bank	975 Keller Pkwy	Keller	TX	11
American Nation Bank	825 N Saginaw Blvd	Saginaw	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.