What is The Wilmington Savings Bank's financial health grade?

The Wilmington Savings Bank has a TFS Financial Health Grade of D+ (score: 68.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Wilmington Savings Bank have?

The Wilmington Savings Bank has 2 branch locations across the United States.

Is The Wilmington Savings Bank FDIC insured?

Yes, The Wilmington Savings Bank is FDIC insured (Certificate #31539).

What are the total assets of The Wilmington Savings Bank?

The Wilmington Savings Bank has total assets of $266.8M as reported in its most recent FDIC filing.

The Wilmington Savings Bank

BankWilmington, Ohio

www.wilmingtonsavings.com

Total Assets

$266.8M

Total Deposits

$227.6M

Branches

Established

1890

TFS Health Grade

D+

68.8 / 100

Below average financial health

How we grade

The Wilmington Savings Bank is a bank headquartered in Wilmington, Ohio, established in 1890. With $266.8M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D+ (68.8/100).

Capital & Safety

Tier 1 Capital Ratio

14.39%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.77%

Profitability

Return on Assets (ROA)

0.77%(1%)

Return on Equity (ROE)

5.39%(10%)

Net Interest Margin

2.37%

Efficiency Ratio

64.87%(60%)

Lending & Liquidity

Total Loans

$206.1M

Loan-to-Deposit Ratio

87.68%

Net Charge-Off Ratio

0.01%

Growth

Asset Growth (YoY)

+9.59%

Deposit Growth (YoY)

+9.35%

Net Income

$2.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Wilmington Savings BankHQ	184 N South St	Wilmington	OH	11
The Wilmington Savings Bank	137 N High St	Hillsboro	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.