What is First Bank of Ohio's financial health grade?

First Bank of Ohio has a TFS Financial Health Grade of D+ (score: 70.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Bank of Ohio have?

First Bank of Ohio has 5 branch locations across the United States.

Is First Bank of Ohio FDIC insured?

Yes, First Bank of Ohio is FDIC insured (Certificate #9450).

What are the total assets of First Bank of Ohio?

First Bank of Ohio has total assets of $298.7M as reported in its most recent FDIC filing.

First Bank of Ohio

BankTiffin, Ohio

www.firstbankofohio.com

Total Assets

$298.7M

Total Deposits

$199.1M

Branches

Established

1873

TFS Health Grade

D+

70.0 / 100

Below average financial health

How we grade

First Bank of Ohio is a bank headquartered in Tiffin, Ohio, established in 1873. With $298.7M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D+ (70.0/100).

Capital & Safety

Tier 1 Capital Ratio

32.53%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.28%

Profitability

Return on Assets (ROA)

2.07%(1%)

Return on Equity (ROE)

6.36%(10%)

Net Interest Margin

5.97%

Efficiency Ratio

38.62%(60%)

Lending & Liquidity

Total Loans

$205.6M

Loan-to-Deposit Ratio

100.14%

Net Charge-Off Ratio

1.29%

Growth

Asset Growth (YoY)

+2.77%

Deposit Growth (YoY)

+1.49%

Net Income

$6.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Bank of OhioHQ	175 S Washington St	Tiffin	OH	11
First Bank of Ohio	1100 Washington Blvd	Belpre	OH	11
First Bank of Ohio	22 S Marion St	Bloomville	OH	11
First Bank of Ohio	320 Front St	Marietta	OH	11
First Bank of Ohio	115 W High St	Mount Vernon	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.