What is First Federal Savings and Loan Association's financial health grade?

First Federal Savings and Loan Association has a TFS Financial Health Grade of D- (score: 62.9/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First Federal Savings and Loan Association have?

First Federal Savings and Loan Association has 6 branch locations across the United States.

Is First Federal Savings and Loan Association FDIC insured?

Yes, First Federal Savings and Loan Association is FDIC insured (Certificate #29090).

What are the total assets of First Federal Savings and Loan Association?

First Federal Savings and Loan Association has total assets of $295.5M as reported in its most recent FDIC filing.

First Federal Savings and Loan Association

BankNewark, Ohio

www.firstfedohio.com

Total Assets

$295.5M

Total Deposits

$254.8M

Branches

Established

1934

TFS Health Grade

D-

62.9 / 100

Below average financial health

How we grade

First Federal Savings and Loan Association is a bank headquartered in Newark, Ohio, established in 1934. With $295.5M in total assets and 6 branch locations, it has a TFS Financial Health Grade of D- (62.9/100).

Capital & Safety

Tier 1 Capital Ratio

13.81%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

1.02%

Profitability

Return on Assets (ROA)

0.34%(1%)

Return on Equity (ROE)

2.65%(10%)

Net Interest Margin

2.87%

Efficiency Ratio

85.79%(60%)

Lending & Liquidity

Total Loans

$214.0M

Loan-to-Deposit Ratio

83.43%

Net Charge-Off Ratio

0.00%

Growth

Asset Growth (YoY)

+0.82%

Deposit Growth (YoY)

+1.08%

Net Income

$1.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
First Federal Savings and Loan AssociationHQ	2 N 2nd St	Newark	OH	11
First Federal Savings and Loan Association	1050 Beecher Xing N	Columbus	OH	24
First Federal Savings and Loan Association	126 N Prospect St	Granville	OH	11
First Federal Savings and Loan Association	900 Hebron Rd	Heath	OH	11
First Federal Savings and Loan Association	1475 N 21st St	Newark	OH	11
First Federal Savings and Loan Association	182 W Broad St	Pataskala	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.