What is Consumers National Bank's financial health grade?

Consumers National Bank has a TFS Financial Health Grade of C- (score: 71.4/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Consumers National Bank have?

Consumers National Bank has 22 branch locations across the United States.

Is Consumers National Bank FDIC insured?

Yes, Consumers National Bank is FDIC insured (Certificate #19482).

What are the total assets of Consumers National Bank?

Consumers National Bank has total assets of $1.2B as reported in its most recent FDIC filing.

Consumers National Bank

BankMinerva, Ohio

www.consumers.bank

Total Assets

$1.2B

Total Deposits

$1.1B

Branches

Established

1965

TFS Health Grade

C-

71.4 / 100

Average financial health

How we grade

Consumers National Bank is a bank headquartered in Minerva, Ohio, established in 1965. With $1.2B in total assets and 22 branch locations, it has a TFS Financial Health Grade of C- (71.4/100).

Capital & Safety

Tier 1 Capital Ratio

8.28%(8%)

Total Capital Ratio

11.94%(10%)

Non-Performing Loan Ratio

0.11%

Profitability

Return on Assets (ROA)

0.84%(1%)

Return on Equity (ROE)

12.69%(10%)

Net Interest Margin

3.43%

Efficiency Ratio

69.31%(60%)

Lending & Liquidity

Total Loans

$872.7M

Loan-to-Deposit Ratio

79.32%

Net Charge-Off Ratio

0.07%

Growth

Asset Growth (YoY)

+9.19%

Deposit Growth (YoY)

+9.14%

Net Income

$9.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Consumers National BankHQ	614 E Lincolnway	Minerva	OH	11
Consumers National Bank	9 E Main St	Adena	OH	11
Consumers National Bank	610 W State St	Alliance	OH	11
Consumers National Bank	256 2nd St	Bergholz	OH	11
Consumers National Bank	210 Wabash Ave S	Brewster	OH	11
Consumers National Bank	4026 Dressler Rd Nw	Canton	OH	11
Consumers National Bank	1017 Canton Rd Nw	Carrollton	OH	11
Consumers National Bank	44 Smithfield St	Dillonvale	OH	11
Consumers National Bank	440 Noble St W	East Canton	OH	11
Consumers National Bank	49028 Foulks Dr	East Liverpool	OH	11
Consumers National Bank	3680 Embassy Pkwy	Fairlawn	OH	11
Consumers National Bank	30034 Canal St	Hanoverton	OH	11
Consumers National Bank	1215 W Maple St	Hartville	OH	11
Consumers National Bank	7895 Dickey Dr	Lisbon	OH	11
Consumers National Bank	1111 N Chapel St	Louisville	OH	11
Consumers National Bank	4070 Alliance Road Nw	Malvern	OH	11
Consumers National Bank	2117 Lincoln Way E	Massillon	OH	11
Consumers National Bank	298 Union St	Mount Pleasant	OH	11
Consumers National Bank	141 S Ellsworth Ave	Salem	OH	11
Consumers National Bank	4086 Massillon Rd	Uniontown	OH	11
Consumers National Bank	8607 Waynesburg Dr Se	Waynesburg	OH	11
Consumers National Bank	601 Main St	Wellsville	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.