What is The First National Bank of McConnelsville's financial health grade?

The First National Bank of McConnelsville has a TFS Financial Health Grade of C- (score: 71.8/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The First National Bank of McConnelsville have?

The First National Bank of McConnelsville has 6 branch locations across the United States.

Is The First National Bank of McConnelsville FDIC insured?

Yes, The First National Bank of McConnelsville is FDIC insured (Certificate #6637).

What are the total assets of The First National Bank of McConnelsville?

The First National Bank of McConnelsville has total assets of $202.8M as reported in its most recent FDIC filing.

The First National Bank of McConnelsville

BankMcconnelsville, Ohio

www.first-national.com

Total Assets

$202.8M

Total Deposits

$179.8M

Branches

Established

1863

TFS Health Grade

C-

71.8 / 100

Average financial health

How we grade

The First National Bank of McConnelsville is a bank headquartered in Mcconnelsville, Ohio, established in 1863. With $202.8M in total assets and 6 branch locations, it has a TFS Financial Health Grade of C- (71.8/100).

Capital & Safety

Tier 1 Capital Ratio

8.17%(8%)

Total Capital Ratio

20.66%(10%)

Non-Performing Loan Ratio

0.71%

Profitability

Return on Assets (ROA)

1.02%(1%)

Return on Equity (ROE)

9.95%(10%)

Net Interest Margin

3.86%

Efficiency Ratio

67.82%(60%)

Lending & Liquidity

Total Loans

$110.3M

Loan-to-Deposit Ratio

60.70%

Net Charge-Off Ratio

0.01%

Growth

Asset Growth (YoY)

+5.03%

Deposit Growth (YoY)

+3.81%

Net Income

$2.0M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The First National Bank of McConnelsvilleHQ	86 N Kennebec Ave	Mcconnelsville	OH	11
The First National Bank of McConnelsville	1012 E State St	Athens	OH	11
The First National Bank of McConnelsville	22 Toledo St	Glouster	OH	11
The First National Bank of McConnelsville	107 W Main St	Junction City	OH	11
The First National Bank of McConnelsville	11 Public Sq	Nelsonville	OH	11
The First National Bank of McConnelsville	1820 Broadway St	Stockport	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.