NATIONAL COOPERATIVE BANK, N.A.

BankHillsboro, Ohio
www.ncb.coop

Total Assets

$4.1B

Total Deposits

$3.5B

Branches

1

Established

1988

TFS Health Grade

$
C

73.3 / 100

Average financial health

How we grade

NATIONAL COOPERATIVE BANK, N.A. is a bank headquartered in Hillsboro, Ohio, established in 1988. With $4.1B in total assets and 1 branch locations, it has a TFS Financial Health Grade of C (73.3/100).

Capital & Safety

Tier 1 Capital Ratio
10.93%(8%)
Total Capital Ratio
15.44%(10%)
Non-Performing Loan Ratio
2.27%

Profitability

Return on Assets (ROA)
1.21%(1%)
Return on Equity (ROE)
11.24%(10%)
Net Interest Margin
3.43%
Efficiency Ratio
69.56%(60%)

Lending & Liquidity

Total Loans
$3.2B
Loan-to-Deposit Ratio
90.02%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+8.73%
Deposit Growth (YoY)
+9.43%
Net Income
$47.7M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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