What is Community Savings's financial health grade?

Community Savings has a TFS Financial Health Grade of D (score: 64.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Community Savings have?

Community Savings has 1 branch location across the United States.

Is Community Savings FDIC insured?

Yes, Community Savings is FDIC insured (Certificate #27969).

What are the total assets of Community Savings?

Community Savings has total assets of $297.7M as reported in its most recent FDIC filing.

Community Savings

BankCaldwell, Ohio

www.mycommunitysavings.com

Total Assets

$297.7M

Total Deposits

$237.5M

Branches

Established

1885

TFS Health Grade

64.3 / 100

Below average financial health

How we grade

Community Savings is a bank headquartered in Caldwell, Ohio, established in 1885. With $297.7M in total assets and 1 branch locations, it has a TFS Financial Health Grade of D (64.3/100).

Capital & Safety

Tier 1 Capital Ratio

11.32%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

1.09%

Profitability

Return on Assets (ROA)

1.21%(1%)

Return on Equity (ROE)

10.05%(10%)

Net Interest Margin

4.88%

Efficiency Ratio

68.47%(60%)

Lending & Liquidity

Total Loans

$258.8M

Loan-to-Deposit Ratio

107.67%

Net Charge-Off Ratio

0.03%

Growth

Asset Growth (YoY)

+10.40%

Deposit Growth (YoY)

+19.83%

Net Income

$3.4M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Community SavingsHQ	425 Main St	Caldwell	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.