What is The Hocking Valley Bank's financial health grade?

The Hocking Valley Bank has a TFS Financial Health Grade of D+ (score: 67.0/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does The Hocking Valley Bank have?

The Hocking Valley Bank has 5 branch locations across the United States.

Is The Hocking Valley Bank FDIC insured?

Yes, The Hocking Valley Bank is FDIC insured (Certificate #18858).

What are the total assets of The Hocking Valley Bank?

The Hocking Valley Bank has total assets of $356.2M as reported in its most recent FDIC filing.

The Hocking Valley Bank

BankAthens, Ohio

https://www.hvbonline.com

Total Assets

$356.2M

Total Deposits

$315.9M

Branches

Established

1919

TFS Health Grade

D+

67.0 / 100

Below average financial health

How we grade

The Hocking Valley Bank is a bank headquartered in Athens, Ohio, established in 1919. With $356.2M in total assets and 5 branch locations, it has a TFS Financial Health Grade of D+ (67.0/100).

Capital & Safety

Tier 1 Capital Ratio

10.74%(8%)

Total Capital Ratio

0.00%(10%)

Non-Performing Loan Ratio

0.33%

Profitability

Return on Assets (ROA)

1.19%(1%)

Return on Equity (ROE)

11.77%(10%)

Net Interest Margin

3.62%

Efficiency Ratio

60.26%(60%)

Lending & Liquidity

Total Loans

$205.5M

Loan-to-Deposit Ratio

64.26%

Net Charge-Off Ratio

0.01%

Growth

Asset Growth (YoY)

+8.09%

Deposit Growth (YoY)

+8.07%

Net Income

$4.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
The Hocking Valley BankHQ	7 W Stimson Ave	Athens	OH	11
The Hocking Valley Bank	5322 Washington Rd	Albany	OH	11
The Hocking Valley Bank	23 S Court St	Athens	OH	11
The Hocking Valley Bank	26111 Main St	Coolville	OH	11
The Hocking Valley Bank	118 N Plains Rd	The Plains	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.