Tompkins Community Bank

BankIthaca, New York
www.tompkinsbank.com

Total Assets

$8.7B

Total Deposits

$7.1B

Branches

59

Established

1934

TFS Health Grade

$
D+

69.2 / 100

Below average financial health

How we grade

Tompkins Community Bank is a bank headquartered in Ithaca, New York, established in 1934. With $8.7B in total assets and 59 branch locations, it has a TFS Financial Health Grade of D+ (69.2/100).

Capital & Safety

Tier 1 Capital Ratio
8.92%(8%)
Total Capital Ratio
12.39%(10%)
Non-Performing Loan Ratio
0.74%

Profitability

Return on Assets (ROA)
0.39%(1%)
Return on Equity (ROE)
4.59%(10%)
Net Interest Margin
3.18%
Efficiency Ratio
57.81%(60%)

Lending & Liquidity

Total Loans
$6.5B
Loan-to-Deposit Ratio
90.16%
Net Charge-Off Ratio
0.17%

Growth

Asset Growth (YoY)
+7.55%
Deposit Growth (YoY)
+9.57%
Net Income
$32.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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