Pioneer Bank, National Association

BankAlbany, New York
www.pioneerny.com

Total Assets

$2.2B

Total Deposits

$1.8B

Branches

21

Established

1889

TFS Health Grade

$
C+

78.2 / 100

Average financial health

How we grade

Pioneer Bank, National Association is a bank headquartered in Albany, New York, established in 1889. With $2.2B in total assets and 21 branch locations, it has a TFS Financial Health Grade of C+ (78.2/100).

Capital & Safety

Tier 1 Capital Ratio
11.53%(8%)
Total Capital Ratio
17.56%(10%)
Non-Performing Loan Ratio
0.67%

Profitability

Return on Assets (ROA)
0.92%(1%)
Return on Equity (ROE)
7.33%(10%)
Net Interest Margin
3.92%
Efficiency Ratio
66.87%(60%)

Lending & Liquidity

Total Loans
$1.7B
Loan-to-Deposit Ratio
92.31%
Net Charge-Off Ratio
0.01%

Growth

Asset Growth (YoY)
+8.64%
Deposit Growth (YoY)
+8.86%
Net Income
$19.3M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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