Centinel Bank of Taos

BankTaos, New Mexico
www.centinelbank.com

Total Assets

$413.2M

Total Deposits

$376.5M

Branches

2

Established

1969

TFS Health Grade

$
D

66.2 / 100

Below average financial health

How we grade

Centinel Bank of Taos is a bank headquartered in Taos, New Mexico, established in 1969. With $413.2M in total assets and 2 branch locations, it has a TFS Financial Health Grade of D (66.2/100).

Capital & Safety

Tier 1 Capital Ratio
8.97%(8%)
Total Capital Ratio
25.01%(10%)
Non-Performing Loan Ratio
0.00%

Profitability

Return on Assets (ROA)
1.30%(1%)
Return on Equity (ROE)
18.79%(10%)
Net Interest Margin
3.35%
Efficiency Ratio
51.88%(60%)

Lending & Liquidity

Total Loans
$154.4M
Loan-to-Deposit Ratio
40.58%
Net Charge-Off Ratio
0.02%

Growth

Asset Growth (YoY)
-3.81%
Deposit Growth (YoY)
-6.08%
Net Income
$5.5M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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