What is Century Bank's financial health grade?

Century Bank has a TFS Financial Health Grade of F (score: 55.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Century Bank have?

Century Bank has 9 branch locations across the United States.

Is Century Bank FDIC insured?

Yes, Century Bank is FDIC insured (Certificate #28362).

What are the total assets of Century Bank?

Century Bank has total assets of $1.3B as reported in its most recent FDIC filing.

Century Bank

BankSanta Fe, New Mexico

https://www.mycenturybank.com/

Total Assets

$1.3B

Total Deposits

$1.2B

Branches

Established

1910

TFS Health Grade

55.5 / 100

Poor financial health

How we grade

Century Bank is a bank headquartered in Santa Fe, New Mexico, established in 1910. With $1.3B in total assets and 9 branch locations, it has a TFS Financial Health Grade of F (55.5/100).

Capital & Safety

Tier 1 Capital Ratio

9.90%(8%)

Total Capital Ratio

13.82%(10%)

Non-Performing Loan Ratio

1.13%

Profitability

Return on Assets (ROA)

0.62%(1%)

Return on Equity (ROE)

7.80%(10%)

Net Interest Margin

4.39%

Efficiency Ratio

70.94%(60%)

Lending & Liquidity

Total Loans

$829.2M

Loan-to-Deposit Ratio

67.79%

Net Charge-Off Ratio

1.60%

Growth

Asset Growth (YoY)

-9.02%

Deposit Growth (YoY)

-10.48%

Net Income

$8.8M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Branch	Address	City	State	Type
Century BankHQ	100 S Federal Pl	Santa Fe	NM	11
Century Bank	8220 San Pedro Dr Ne	Albuquerque	NM	11
Century Bank	322 N Riverside Dr	Espanola	NM	11
Century Bank	141 N Roadrunner Pkwy	Las Cruces	NM	11
Century Bank	751 Trinity Dr	Los Alamos	NM	11
Century Bank	2108 Warner Cir	Santa Fe	NM	21
Century Bank	4062 Cerrillos Rd	Santa Fe	NM	11
Century Bank	498 N Guadalupe St	Santa Fe	NM	11
Century Bank	1790 Saint Michaels Dr	Santa Fe	NM	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in New Mexico

STATE EMPLOYEES

Santa Fe, NM

$1.3B

GUADALUPE

Santa Fe, NM

$336.2M

NUSENDA

ALBUQUERQUE, NM

$4.9B

SUNWARD

Albuquerque, NM

$4.6B

First American Bank

Bank

Artesia, NM

$1.8B

U.S. EAGLE