Valley Bank of Commerce

BankRoswell, New Mexico
valleybankofcommerce.com

Total Assets

$291.4M

Total Deposits

$248.0M

Branches

3

Established

1978

TFS Health Grade

$
C+

78.6 / 100

Average financial health

How we grade

Valley Bank of Commerce is a bank headquartered in Roswell, New Mexico, established in 1978. With $291.4M in total assets and 3 branch locations, it has a TFS Financial Health Grade of C+ (78.6/100).

Capital & Safety

Tier 1 Capital Ratio
14.94%(8%)
Total Capital Ratio
25.04%(10%)
Non-Performing Loan Ratio
3.26%

Profitability

Return on Assets (ROA)
3.50%(1%)
Return on Equity (ROE)
25.89%(10%)
Net Interest Margin
6.00%
Efficiency Ratio
35.53%(60%)

Lending & Liquidity

Total Loans
$156.9M
Loan-to-Deposit Ratio
62.21%
Net Charge-Off Ratio
0.51%

Growth

Asset Growth (YoY)
+4.58%
Deposit Growth (YoY)
+3.65%
Net Income
$10.1M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Other banks in New Mexico