Bank of the Southwest

BankRoswell, New Mexico
www.bankofsw.com

Total Assets

$181.0M

Total Deposits

$163.9M

Branches

13

Established

1930

TFS Health Grade

$
C+

78.8 / 100

Average financial health

How we grade

Bank of the Southwest is a bank headquartered in Roswell, New Mexico, established in 1930. With $181.0M in total assets and 13 branch locations, it has a TFS Financial Health Grade of C+ (78.8/100).

Capital & Safety

Tier 1 Capital Ratio
9.17%(8%)
Total Capital Ratio
16.15%(10%)
Non-Performing Loan Ratio
0.24%

Profitability

Return on Assets (ROA)
1.94%(1%)
Return on Equity (ROE)
20.45%(10%)
Net Interest Margin
7.12%
Efficiency Ratio
72.58%(60%)

Lending & Liquidity

Total Loans
$119.7M
Loan-to-Deposit Ratio
72.32%
Net Charge-Off Ratio
0.08%

Growth

Asset Growth (YoY)
+2.11%
Deposit Growth (YoY)
+2.56%
Net Income
$3.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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