What is InBank's financial health grade?

InBank has a TFS Financial Health Grade of B- (score: 73.3/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does InBank have?

InBank has 17 branch locations across the United States.

Is InBank FDIC insured?

Yes, InBank is FDIC insured (Certificate #11492).

What are the total assets of InBank?

InBank has total assets of $1.4B as reported in its most recent FDIC filing.

InBank: Safety Grade & Financial Health

BankRaton, New Mexico

www.inbank.com

Total Assets

$1.4B

Total Deposits

$1.1B

Branches

Established

1918

InBank is a bank headquartered in Raton, New Mexico, established in 1918. It holds $1.4B in total assets across 17 branch locations. In our editorial opinion, based on public FDIC/NCUA data, InBank earns a TFS Financial Health Grade of B- (73.3/100) — our editorial assessment, not an official rating or financial advice.

TFS Health Grade

B-

73.3 / 100

Good financial health

How we grade

TFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.

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Capital & Safety

Tier 1 Capital Ratio

10.38%(8%)

Total Capital Ratio

14.12%(10%)

Non-Performing Loan Ratio

0.47%

Profitability

Return on Assets (ROA)

0.55%(1%)

Return on Equity (ROE)

4.69%(10%)

Net Interest Margin

3.90%

Efficiency Ratio

61.85%(60%)

Lending & Liquidity

Total Loans

$980.2M

Loan-to-Deposit Ratio

84.13%

Net Charge-Off Ratio

Other banks in New Mexico

NUSENDA

ALBUQUERQUE, NM

$4.9B

SUNWARD

Albuquerque, NM

$4.6B

First American Bank

Bank

Artesia, NM

$1.8B

U.S. EAGLE

Albuquerque, NM

Branch	Address	City	State	Type
InBankHQ	200 S 2nd St	Raton	NM	11
InBank	1010 Royal Gorge Blvd	Canon City	CO	11
InBank	1580 E Cheyenne Mountain Blvd	Colorado Springs	CO	11
InBank	945 Tenderfoot Hill Rd	Colorado Springs	CO	29
InBank	7100 Broadway Unit B8-A	Denver	CO	24
InBank	3615 Delgany St. Suite 1010	Denver	CO	11
InBank	6380 S Fiddlers Green Cir	Greenwood Village	CO	11
InBank	730 Desert Flower Blvd	Pueblo	CO	29
InBank	1301 S Pueblo Blvd	Pueblo	CO	11
InBank	730 Desert Flower Blvd	Pueblo	CO	11
InBank	7 E Spaulding Ave	Pueblo West	CO	11
InBank	500 Discovery Pkwy	Superior	CO	11
InBank	320 N Convent St	Trinidad	CO	11
InBank	9 N Angel Fire Rd	Angel Fire	NM	11
InBank	31062 Highway 64	Cimarron	NM	11
InBank	1300 S 2nd St	Raton	NM	11
InBank	419 Maxwell Ave	Springer	NM	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Institution Details

Institution TypeBank

FDIC Certificate #11492

Primary RegulatorFDIC

FDIC/NCUA InsuredYes

Data sourced from FDIC / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.