InBank

BankRaton, New Mexico
www.inbank.com

Total Assets

$1.4B

Total Deposits

$1.1B

Branches

17

Established

1918

TFS Health Grade

$
D+

69.9 / 100

Below average financial health

How we grade

InBank is a bank headquartered in Raton, New Mexico, established in 1918. With $1.4B in total assets and 17 branch locations, it has a TFS Financial Health Grade of D+ (69.9/100).

Capital & Safety

Tier 1 Capital Ratio
10.38%(8%)
Total Capital Ratio
14.12%(10%)
Non-Performing Loan Ratio
0.47%

Profitability

Return on Assets (ROA)
0.55%(1%)
Return on Equity (ROE)
4.69%(10%)
Net Interest Margin
3.90%
Efficiency Ratio
61.85%(60%)

Lending & Liquidity

Total Loans
$980.2M
Loan-to-Deposit Ratio
84.13%
Net Charge-Off Ratio
0.89%

Growth

Asset Growth (YoY)
+7.35%
Deposit Growth (YoY)
+1.29%
Net Income
$7.6M

Data sourced from FDIC BankFind Suite / NCUA Call Reports as of 2025-Q4. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

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